Pre-Qualify Borrowers Before
Underwriting Starts
LoanWisely helps lenders onboard better-fit borrowers with verified cash-flow intelligence, readiness scoring, lender-ready Plaid Asset reports,
and configurable decisioning workflows.
How it works
Workflow from borrower invite to verified intake and policy-based routing
Lender Overview
Start from a lender dashboard with at-a-glance visibility into invited, connected, approved, and denied borrowers so teams can prioritize review capacity where it matters.
Borrower Loan Readiness
Review per-borrower readiness scoring based on verified cash flow, liquidity, account health, and debt behavior with transparent drivers for faster credit discussions.
Decisioning Configuration
Configure lender-specific automation for approve, deny, and manual review outcomes using policy thresholds, rule priority, and decision logs for auditability.
Plaid Asset Report
Generate a standardized lender-ready report with balances, liabilities, and transaction context to reduce document chasing and accelerate analyst review cycles.
Plaid Link
Invite borrowers to complete secure, consent-based bank linking through Plaid Link with encrypted tokenized access and no credential storage in lender operations.
Powerful Features
Everything your team needs for better borrower intake decisions
Build a cleaner lending pipeline with verified borrower context, automated policy routing, and lender-ready reporting outputs.
- Readiness Score & Insight Engine
- Analyze verified cash flow, deposit trends, liquidity, and debt behavior to prioritize stronger borrower files earlier in the queue.
- Borrower Queue Prioritization
- Focus underwriter time where it matters with clearer borrower readiness context before full underwriting begins.
- Lender-Ready Report Export
- Generate standardized Plaid-powered reports with balances, liabilities, and transaction context for faster review cycles.
- Decisioning Configuration
- Configure approve, deny, and manual review rules with priority controls aligned to your lending policy thresholds.
- Decision Logs & Auditability
- Track every automated and manual routing outcome to support policy optimization and reviewer training.
- Consent-Based Data Collection
- Use Plaid Link for encrypted, tokenized borrower bank data collection with no borrower credential storage in lender operations.
What Lenders Say
Feedback from teams modernizing borrower intake and approval operations.
“LoanWisely gives our team faster borrower triage with verified data before underwriting starts.”
Lender-Friendly Pricing
Monthly tiers based on active borrower onboarding volume.
Starter
For lender teams onboarding up to 25 active borrowers
- Up to 25 active borrowers
- Lender portal access
- Borrower invite flow
- Borrower readiness scoring
- Plaid asset report generation
- Decisioning configuration
Growth
For scaling lender teams onboarding up to 100 active borrowers
- Up to 100 active borrowers
- Everything in Starter
- White-label branding controls
- Decision log visibility
- Priority partner support
- Pilot rollout guidance
Scale
For high-volume lender programs onboarding up to 300 active borrowers
- Up to 300 active borrowers
- Everything in Growth
- High-volume intake support
- Advanced operational visibility
- Partner channel enablement
- Dedicated rollout coordination
Contact Us
Speak with our team
Send a quick note and we will follow up to discuss your onboarding goals and rollout timeline.
Bring Verified Borrower Intake Into One Lender Workflow.
Launch faster decisions with readiness-qualified borrowers, standardized Plaid Asset reports, and configurable decisioning from invite to underwriting handoff.